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These terms of service will be governed, and construed, in accordance with the laws of the United States and the state of Oregon. Any realized breach of this terms of service, will result in immediate suspension, termination, and/or prosecution under the laws of which we are governed. By using this site, you herein signify consent to our terms of service provided on our site, and continued usage of our site will be in accordance that our terms of service will be accepted by the user and/or members of this site.



While J. Holt and Associates, hereafter referenced as DIY Home Insulation, uses reasonable efforts to include accurate and up-to-date information on this web site, it makes no representations as to the accuracy, timeliness or completeness of that information.  In using this web site, you agree that its information and services are provided "as is, as available" without warranty, express or implied, and that you use this site at your own risk.

By accessing any portion of the DIY Home Insulation site, you agree not to redistribute any of the information found therein. The services provided through links on this site are independent of DIY Home Insulation, Inc. and are for your convenience only.   DIY Home Insulation, does not endorse or recommend the services of any particular company or service, nor is DIY Home Insulation,  responsible for any services or goods provided by such companies.   DIY Home Insulation, shall not be liable for any damages or costs arising out of or in any way connected with your use of any of the services or companies accessed through this web site.

You further agree that DIY Home Insulation, and any other parties involved in creating and delivering this site's contents have no liability for direct, indirect, incidental, punitive, or consequential damages with respect to the information, services, content, or advertisements contained on or otherwise accessed through this web site.


You may view and download the materials at this Site only for your personal use. You may not modify the materials at this Site in any way. You may not copy, reproduce, publish, publicly display, transfer, sell or offer for sale, distribute, enter in a database, or create derivative works from the materials or use them in any way for any public or commercial purpose. You may not copy this material, by any means (including electronic copies), for distribution to others unless you have purchased the appropriate number of copies. Any party receiving a copy of the material is bound by these use restrictions and may not copy or further distribute the material. Any use of these materials on any other Web site or networked computer environment (including any personal network or email distribution) for any use is prohibited. Any unauthorized use of copyrighted materials may violate copyright, trademark, and other laws.  By using this Site, you promise DIY Home Insulation that you will not use this Site for any unlawful or prohibited purposes.


We work hard to maintain a maintenance-free environment to all of our members and users, with a probable 99% uptime and availability. Occasionally, unplanned or planned scheduled maintenance will occur, resulting in a short time of loss availability to our site. We cannot guarantee 100% access and availability, due to malicious attacks, viruses, or any attempt to slow or stop our system. Our site is checked continuously to maintain 100% uptime to all of our members, and users, of which DIY Home Insulation will do everything possible to keep this site up at all times.


This Site contains information, advice, opinions, links to third-party Web sites, and material from third-party information and content providers. Neither DIY Home Insulation nor these third-party providers represent or endorse the accuracy, completeness, or reliability of any advice, opinion, statement, or other information presented on this Site by DIY Home Insulation, third-party providers, third-party Web sites, or by any other person or entity to you. Neither DIY Home Insulation nor its third-party information or content providers, nor any of their respective affiliates, agents, or employees, shall be liable to any User or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, usefulness, validity, deletion, defect, failure of performance, computer virus, communication line failure, or alteration of or use of any content or link herein, regardless of cause, or for any damages resulting there from. You rely upon and use this Site, including links, opinion, advice, statements, or any other information presented here, at your own risk and your sole remedy.


DIY Home Insulation respects the privacy of all it's users and members. Please review our privacy policy for more information.


DIY Home Insulation includes many links to other websites for the purposes stated in this website. Also, links for advertising purposes may appear in conjunction with these links. Thus, DIY Home Insulation is not responsible, or liable, for any damages directly, or indirectly, connected with these links, sites, or resources.


All content created by DIY Home Insulation is copyrighted material, which cannot be distributed and/or reproduced, without prior permission by DIY Home Insulation. We do not claim copyright to any links, or information, provided by other sites found on our site.


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